Thanks to NAVIT, we save 90 % of the effort in benefits administration. By integrating it with our HR system, we cut the annual workload from 112 to just 9 person-days.
Brita Ludowig, Projektleiterin
Employees can apply for company-bike leasing via the NAVIT app. They choose their bicycle or e-bike—accessories included—at one of more than 5,000 dealers. The dealer prepares the offer in the bike-leasing portal.
Once the offer is approved and the bike is in stock, it can be collected.The leasing contract runs for 36 months. Monthly leasing instalments are taken from the employee’s gross salary as a salary-sacrifice. As the employer, you cover the portion that matches your employee’s mobility budget.
Bike leasing costs you, as the employer, nothing. Because the instalments are paid via salary sacrifice, your employees’ gross salaries are lower—and you even save on social-security contributions. Employees also benefit financially.
The monthly leasing rate depends on the bicycle model chosen.Bike leasing and taxes: leasing a bicycle through the employer receives favourable tax treatment. We explain exactly how that works here.
In practice, savings usually run between 25 % and 45 % compared with buying outright. Under ideal conditions (high tax bracket, employer subsidy, insurance & maintenance included) you can realistically save up to about 40 %.
If your employer offers bike leasing and you plan to buy a bike anyway, leasing is almost always cheaper than paying cash—especially for high-priced e-bikes. With a typical tax setup you’ll save about one-third, sometimes close to 40 %.SourcesAsk ChatGPT
Bike leasing offers several advantages for both companies and employees alike. Both parties can save costs while doing something positive for their health and the environment. Here you will find the advantages of bike leasing explained in detail.Sources
With bike leasing, the bicycle can be obtained easily and cost-effectively through the employer and used privately as well. The same applies to e-bike leasing. Payment is made monthly via salary conversion.
The lease term begins on the first day of the month following takeover and ends after 36 months (ordinary termination) or earlier in the event of termination for good cause (extraordinary termination).
Who owns the bicycle after 36 months?
According to the lease agreement, the bicycle or e-bike must be returned once the 36-month period expires. However, most leasing providers offer the option to buy the bike at its residual value.SourcesAsk ChatGPT
Learn how NAVIT can help you. In a brief demo, we’ll show you the product and answer questions about:
our bike-leasing solutions
pricing models
use cases for your teamSources