Bicycle leasing for companies

Lease Your Company Bike in one tap  — Fully Integrated in the App

App-based bike leasing made easy: lower taxes and skip the paperwork with fully digital, admin-free in-app leasing.
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Cut costs by 40 %
Employees receive their bicycle or e-bike as a salary-conversion or salary extra—saving up to 40 % compared with a private purchase.
Every bike, every style
Over 250,000 bicycle models are available to employees in the online bike shop or at over 6,500 specialist dealers nationwide.
Unlimited mobility
HR managers can manage bike leasing and all other mobility benefits in one place — 100 % digital, 100 % tax-compliant.

Bike leasing made easy: here’s the process

Integration complete—everything else runs automatically
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NAVIT Digital workflows cut bike-leasing admin by 90 %.
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One-time setup: configure the company-bike benefit with just a few clicks and make it available to employees.
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Flexible choice: employees pick their dream bike in the online shop or at more than 6,500 specialist dealers nationwide.
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Approve deals in a tap; the NAVIT dashboard handles the rest.
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Automation built-in—manage every leasing record in the dashboard or your HR system.
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Thanks to NAVIT, we save 90 % of the effort in benefits administration. By integrating it with our HR system, we cut the annual workload from 112 to just 9 person-days.

Brita Ludowig, Projektleiterin

Benefits for employers: retain employees and reduce costs

NAVIT Bike Leasing—Best Choice.
100 % effort-free thanks to automated processing.
100 % protection in the event of typical leasing incidents.
Up to 40 % cheaper for employees compared with a private purchase.
Promotes employee health and climate-neutral mobilitySources.

FAQs: Everything About Bike Leasing

How does bike leasing work with NAVIT?

Employees can apply for company-bike leasing via the NAVIT app. They choose their bicycle or e-bike—accessories included—at one of more than 5,000 dealers. The dealer prepares the offer in the bike-leasing portal.

Once the offer is approved and the bike is in stock, it can be collected.The leasing contract runs for 36 months. Monthly leasing instalments are taken from the employee’s gross salary as a salary-sacrifice. As the employer, you cover the portion that matches your employee’s mobility budget.

What does it cost to lease a bicycle or e-bike?

Bike leasing costs you, as the employer, nothing. Because the instalments are paid via salary sacrifice, your employees’ gross salaries are lower—and you even save on social-security contributions. Employees also benefit financially.

The monthly leasing rate depends on the bicycle model chosen.Bike leasing and taxes: leasing a bicycle through the employer receives favourable tax treatment. We explain exactly how that works here.

How much can you save with bike leasing?

In practice, savings usually run between 25 % and 45 % compared with buying outright. Under ideal conditions (high tax bracket, employer subsidy, insurance & maintenance included) you can realistically save up to about 40 %.

If your employer offers bike leasing and you plan to buy a bike anyway, leasing is almost always cheaper than paying cash—especially for high-priced e-bikes. With a typical tax setup you’ll save about one-third, sometimes close to 40 %.SourcesAsk ChatGPT

What are the advantages and disadvantages of bike leasing?

Bike leasing offers several advantages for both companies and employees alike. Both parties can save costs while doing something positive for their health and the environment. Here you will find the advantages of bike leasing explained in detail.Sources

Can you also lease a bike privately?

With bike leasing, the bicycle can be obtained easily and cost-effectively through the employer and used privately as well. The same applies to e-bike leasing. Payment is made monthly via salary conversion.

What happens at the end of the 36-month lease—can employees buy the bike, and if so, at what price?

The lease term begins on the first day of the month following takeover and ends after 36 months (ordinary termination) or earlier in the event of termination for good cause (extraordinary termination).

Who owns the bicycle after 36 months?
According to the lease agreement, the bicycle or e-bike must be returned once the 36-month period expires. However, most leasing providers offer the option to buy the bike at its residual value.SourcesAsk ChatGPT

Need more info?

Learn how NAVIT can help you. In a brief demo, we’ll show you the product and answer questions about:

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our bike-leasing solutions

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pricing models

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use cases for your teamSources

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Bike leasing for companies and employees

The sustainable employee benefit: Bike Leasing attracts and retains talents, keeps employees healthy and saves the climate.

As an employer, you are saving just as much as your employees.

Take responsibility reducing carbon emissions and improve the quality of life of your employees - attract new hires and retain your workforce.

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Benefits of NAVIT Bike Leasing

Establish yourself as the most attractive employer

Strengthen employee loyalty and get the best talent on board. Bike leasing improves the work-life balance of your employees. They will thank you and your company.

Offer your employees full flexibility and insurance

All brands, all bike types: whether e-bike, pedelec, Hollandrad or cargo bike. Free choice of dealership with >6,000 participating partners throughout Germany.

All insurances (including theft, breakdowns, accidents), mobility guarantee and service checks are included in the leasing plan.

Make sustainability a core priority

Simply avoid long traffic jams and rush hours. Give a reason for employees to ditch the company car with the NAVIT bike lease option.

Reduce paperwork and improve efficiency

Take time for more important tasks: Your team! Easy onboarding via our partners ensures that your time spent on providing bike leasing is minimised.

How NAVIT Bike Leasing works

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Easy onboarding
Your employees get access to the NAVIT app and the leasing partner portal, where they register and apply for their bike.
Easy pickup
As soon as you have approved the leasing applications of your employees, they pick up their bike at the selected bike dealer.
Easy Invoicing
Connect your HR and tax software to the NAVIT backend. Manage all your employee mobility in your dashboard.
You are done!
100% digital, no more need for reimbursements or time-consuming expense reports.