Auto Subscription: Compare All Providers in 2026
Learn more
Through automation with NAVIT, we were able to eliminate manual administrative effort, reduce the costs of mobility benefits by 38% and increase the net benefit for our employees by up to 48%.
Julia Carloff-Winkelmann, Chief HR Officer
A mobility budget can be taxed in various ways, depending on the modes of transport used. NAVIT utilizes the most efficient methods: Many modes of transport (such as public transport) are tax-exempt according to § 3 No. 15 of the German Income Tax Act (EStG). For other uses, flat-rate taxation (e.g., according to § 40 EStG) can be applied. Our platform automates this allocation, ensuring that the most tax-efficient option is always selected.
Yes, employer subsidies for public transport (including the Deutschlandticket) are tax-free for the employee and exempt from social security contributions for the employer, provided they are granted in addition to the employee's regular salary (§ 3 No. 15 EStG). NAVIT handles this in a legally compliant manner and generates the necessary documentation for payroll.
With a traditional salary increase, the employee only receives about 50% of the gross amount, while the employer pays the full amount of social security contributions. Tax breaks for mobility benefits eliminate or reduce these contributions. A €200 mobility budget can thus generate savings of up to €1,000 per employee per year compared to a net salary increase.
With company bike leasing via salary sacrifice, employees benefit from the 0.25% rule for taxing the benefit in kind. The savings on social security contributions significantly reduce the effective monthly payment for the employee, while you as the employer save on payroll taxes. NAVIT handles this entire process digitally.
No. The NAVIT platform has integrated, automated tax logic. Every receipt and transaction is automatically checked for tax compliance and assigned to the correct payroll tax category. This reduces the administrative effort for your accounting to a minimum.
NAVIT is designed for maximum legal certainty. All bookings are documented in an audit-proof manner and are available for review at any time. Furthermore, if required, we can assist you by requesting a binding ruling from the tax office to ensure the tax treatment of benefits is legally sound in advance.
Yes. If employees charge their company cars at home, the employer can reimburse the electricity costs tax-free. NAVIT enables easy billing of these amounts, which can mean additional savings of approximately €500 per company car user per year.
At the end of the month, NAVIT provides a complete export containing all tax-relevant data (gross, net, flat-rate taxed). This can be directly imported into common payroll systems (such as DATEV, Personio, or SAP), eliminating the need for manual corrections.
We'd be happy to answer your questions in a free consultation and show you how NAVIT can help. Here's what you'll learn in the consultation:
Our mobility solutions
Available pricing models
Use cases for your team
