JobAuto: FINN car subscription as a tax-efficient and flexible alternative to a company car

What you need to know at a glance

• The FINN JobAuto combines the advantages of the FINN car subscription with those of salary conversion.
• Both employers and employees benefit from it.
• Employers and employees can directly calculate the financial benefits using the FINN JobAuto calculator.

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A new era of corporate mobility

Corporate mobility is undergoing a fundamental transformation. Digitized processes and new mobility offerings have significantly changed how companies handle employee transport. HR managers now face the challenge of offering attractive, sustainable, and tax-efficient mobility solutions—and a traditional company car no longer meets the diverse needs of modern work environments. The global shift toward “use instead of own,” seen in car subscriptions and carsharing, reflects this change.

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By replacing static company car models with flexible, cost-effective car subscriptions—ideally integrated into a digital mobility platform—companies gain both versatility and tax optimization potential. One such offering is the FINN JobAuto, which provides financial benefits to both employees and employers when implemented correctly.

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Car subscription as a strategic building block for modern mobility

Car subscriptions are growing in popularity. The trend toward flexibility extends to automobiles too. In a corporate context, a car subscription represents a shift in mobility strategy—a modern alternative to traditional company cars. The FINN JobAuto merges the convenience of a car subscription with the financial perks of salary conversion. Employees can get a FINN car subscription through their employer via salary conversion and save up to 40% on their subscription costs.

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Employers and employees can use the JobAuto calculator to figure out how much a FINN JobAuto would cost and how much employees can save in taxes and social security contributions through salary conversion. The calculator lets employees simulate different scenarios—like subscription duration and mileage package—combined with personal data (e.g., salary, tax class) to find the best option. Plus, the transparent pricing is a major perk of this full-service car subscription model—many car owners misjudge the real cost of owning a vehicle.

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Solving fleet management challenges with full-service car subscriptions

The full-service car subscription model offers companies a way to mitigate risks associated with fleet ownership:

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• The subscription provider—not the company—owns the car, reducing liability.
• The vehicle is financed by the provider and paid through monthly rates, avoiding large upfront funding.
• The provider handles rules for damage, theft, and early returns—no hidden costs or surprise obligations.
• Contracts are flexible (typically between 1 to 12 months), unlike rigid lease agreements.
• Administrative workload is significantly reduced, since the provider manages everything.

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How employers can successfully implement FINN JobAuto via NAVIT

A smooth rollout of the FINN JobAuto with salary conversion—and the resulting tax benefits—follows these four steps:

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1. Strategic analysis

• Review current mobility costs and tax implications
• Use the FINN JobAuto calculator and other leasing comparisons
• Decide on the NAVIT platform and integrate FINN JobAuto

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2. Platform integration

• Set up the digital infrastructure
• Integrate with existing HR and payroll systems
• Configure automated payroll and salary adjustments

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3. Develop mobility policies

• Create tailored company mobility policies
• Automate workflows via the platform

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4. Rollout and employee onboarding

• Train HR teams and employees
• Communicate tax benefits clearly
• Continuously optimize based on usage data

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NAVIT offers seamless payroll system integration and hands-on support for managing FINN JobAuto subscriptions.

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What employers should keep in mind

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• Tax benefits must be calculated individually for each employee.
• There must be a contractual agreement (via employment contract or separate assignment agreement) regarding vehicle usage.
• The HR department—and potentially fleet management—should be involved to update company car policies.
• For employees under collective bargaining agreements, ensure the new gross salary (after salary conversion) doesn’t drop below the contractual minimum.

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In summary: JobAuto as a strategic competitive advantage

The FINN JobAuto is more than just an alternative to traditional company cars—it’s a strategic tool for enhancing employer branding and optimizing costs.

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When integrated into a comprehensive digital mobility platform like NAVIT—with automated tax optimization and seamless payroll integration—it delivers flexibility, compliance, and financial efficiency. Employers can also offer additional mobility benefits, such as Deutschland job tickets or bike leasing, covering full mobility needs.

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Companies investing in tax-optimized, future-ready mobility solutions today stand to gain a lasting competitive edge in talent acquisition and retention. The transformation begins with the first step—so, is your company ready for the future of corporate mobility?

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What employers should do now

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1. Calculate JobAuto benefits: Use the FINN JobAuto calculator to estimate employee savings.
2. Get informed: This article and NAVIT’s knowledge base offer a strong starting point.
3. Analyze your status quo: Evaluate current employee mobility offerings. NAVIT can support you.
4. Seek expert advice: For a customized solution with minimal administrative effort, a mobility partner like NAVIT can help—offering a company-wide flexible mobility solution.

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